Can I pay into a self-invested personal pension for my grandchild who lives...
Saving for the future: But as pension benefits are ultimately subject to income tax, paying into a SIPP may be an inefficient gift
View ArticleASK TONY: My train delay cost me £500 - and I'm still being held up
I took my son to France in 2009 and bought travel insurance through Santander. Our train was late due to a power cut and we missed our flight home. I claimed on my insurance but I'm still waiting to be...
View ArticleASK THE EXPERTS: Can I have cash rather than a puny annuity?
I have an AVC pension worth just over £8,000 that is due to pay out in May 2013. Is there any way of taking this all as cash, rather than buying a tiny annuity?
View ArticleIf I leave my husband will I still get half his pension?
Silver splits:The number of over 60s divorcing in recent years has risen dramatically, these include couples like actor Bill Nighy and his wife Diana Quick who split after 27 years together.
View ArticleWhy does my expat pension not increase?
As an expat living in Sydney my British pension has stayed the same even though our cost of living has increased.
View ArticleHusband died state pension entitlement wife
My husband passed away this year at the age of 64, before he could claim his state pension. I have just started collecting my own state pension, but am I entitled to receive a portion of his?
View ArticleMy friend lost £50,000 after betting on when Americans would die
A 75-year-old lady acquaintance's investment fund was suspended in 2008 and she has been advised its value is in deficit! Basically, the fund has vanished. So whom should she approach for compensation?
View ArticleASK TONY: A Polish lorry pranged my car and I'm out of pocket
I left my car in a car park belonging to The Range store, where it was damaged. Staff assured me that head office would sort out the mess. But The Range has refused and my insurer has been unhelpful.
View ArticleTONY HETHERINGTON: 'Don't threaten me' says wine trader
I am forwarding you an email I received from a company that asks for my address so that a free case of Bordeaux wine can be delivered. This looks like a scam. It is the first and only contact I have...
View ArticleASK TONY: Santander cashed my £2,190 cheque - for a fraudster!
A cheque I sent to my accountant was cashed fraudulently at a Santander branch. I reported this to my bank, HSBC. However, neither bank is willing to help me recover the funds, can you help?
View ArticleIs it worth transferring £30k stakeholder pension
Could you please advise me if it is worth transferring almost £30,000 from my Standard Life stakeholder pension to my new stakeholder pension with Scottish Widows. I am 63-years-old.
View ArticleState pension delay for women also affects credits and free bus pass
I will be 60 this month and understand I will have to wait until 63 to get a state pension. Will the same apply to other benefits that used to arrive at 60, such as pension credits and bus passes?
View ArticleMy husband died three years ago, why don't I get any of his annuity payments?
My husband took out an a Prudential with-profits annuity in 2002. He invested £35,892.88. He died in 2010. Does this die with him or is there any pay out to me as his wife?
View ArticleTake smaller pension pots tax free and leave final salary untouched
Ideally I would like to take all my final salary pension as an income rather than a reduced pension and cash. Is there any way I could use my money purchase pension to cover the cash element I could...
View ArticleWhy did my wife pay so much tax on her deferred state pension lump sum?
My wife deferred her state pension because we didn’t need the money immediately, but now the taxman has grabbed nearly £4,000 of her £19,000 lump sum. Why?
View ArticleCan I buy our parents' house, release a lump sum as their pension fund and...
Are my siblings and I allowed to buy our parents house, release a lump sum for their retirement and then rent it back to them?
View ArticleWhy am I paying more tax on my state pension
The taxman has changed my tax code from 944L to 283L. This has increased my tax liability Why has this happened? Our experts answer
View ArticleSeparated from wife and she has cancer. How will finances split
I separated from my wife 15 months ago and she has since been diagnosed with terminal cancer. She has taken her pension early and I've got no income, am I entitled to any of this income as we're still...
View ArticleDodgy pension liberation schemes should have bigger tax charge
Criminal behaviour: Pension liberation is only a crime if pension holders are lied to about tax charges, but more steps need to be taken to discourage the practice.
View ArticleHalf my work pension is being eaten by a consultancy charge, is that right?
My employer recently set up a pension scheme. I was shocked to see the adviser's consultancy charge for setting the scheme up is 50 per cent of contributions for 12 months.
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